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INFO
Contacts
- Email: info@lemonza.ph

Densure LLC, 08217974
Armenia, Yerevan, Komitas ave. 51/1-14

The project selects loans for clients, being an intermediary between a client who wants to take out a loan and a licensed financial institution. The Project is not a financial institution, bank or lender, and is not responsible for any concluded loan agreements or conditions. The calculations are approximate, please check the final conditions on the website of the credit institution. To apply, you need to familiarize yourself with the rules of the service and fill out a questionnaire. The Site uses cookies to provide services. You can configure the conditions for storing or accessing cookies in your browser.

Maturities and interest rates
The annual interest rate of the loan is not less than 30%, the maximum is not more than 365%.
The loan term is from 91 days to 2 years.

Example of online loan calculation
If you took out a loan in the amount of 30,000 pesos for 3 months with an interest rate of 4.5% per month, then after the expiration of the loan, the overpayment will amount to 4050 pesos. It turns out that you are returning 34050 pesos. Below are the calculations of accrued interest for further independent calculation of the loan repayment amount (with interest) to users of the average service. The amount is 30,000 pesos, the interest per month is 4.5%, the loan term is 3 months. 4.5(%) * 3(months) = 13.5% for 3 peso (13.5% * 30,000 pesos (loan amount))/100% = 4050 pesos (amount of accrued interest) 30,000 + 4050 = 34050 pesos is the amount of money needed to be refunded in 3 months. In case of violation of deadlines, the amount of the penalty is 0.10% of the overdue amount per day, but not more than 10% of the loan amount. In case of a long delay in payment, the information will be transmitted to the credit information bureau. Extension of the loan is possible with timely notification of the lender (before the date of repayment of the loan) and payment of interest for the initial term of the loan. There are no additional fees for extending the loan.

What will happen in case of non-payment of loan funds
In case of non-repayment of the loan amount or the amount of interest for the use of loan funds within the agreed period, the lender will be forced to charge a fine for late payment. They are provided in case, for example, if a bank transfer took longer than usual. However, if you do not receive any reaction from you for a long time, a penalty for late repayment will be charged in the amount of 0.10% of the initial amount for the loan, 0.03% of the amount owed on average for consumer loans and credit cards. If you fail to comply with the conditions for repayment of loans, data about you may be transferred to the register of debtors or credit information bureau, which may negatively affect your credit history and credit rating. The debt can be transferred to a collection agency for debt collection. If the delay is allowed, the extension of the loan is not possible. Paying off the debt on time, you form a good credit history, which increases your credit rating and the chances of getting a loan on more favorable terms in the future.